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RMDacross
Last verified · May 6, 2026Open calculator
YMYL · E-E-A-T disclosure

About RMDAcross & our reviewer

RMDAcross is a calculator-first reference for Required Minimum Distributions across multiple retirement accounts. The activation gate before apex-domain launch is a credentialed CFP®/CPA reviewer who has signed off on every page.

[Headshot]
Editorial reviewer
Reviewer pending
CFP®/CPA recruitment in progress — no apex-domain launch until secured.
Mission

What we do

We answer one question well: what is the correct RMD for each of my retirement accounts, and which of them can be combined? We do not give personalized tax advice, sell investments, or manage assets. We are an information hub.

How we research

Editorial process

  1. Every claim is sourced to a primary authority — the Internal Revenue Code, Treasury Regulations (26 CFR), or an IRS publication.
  2. The calculator engine implements the formulas in Treas. Reg. §1.401(a)(9)-9 directly. Cross-validation against IRS Pub 590-B Appendix B/C/D worked examples is the operator-gated activation step before apex-domain launch.
  3. Every page will be reviewed and signed off by a credentialed CFP®/CPA before apex-domain launch — recruitment is in progress and this is the activation gate (no launch until secured).
  4. Pages are re-verified on a monthly cadence; the verification stamp is on every page.
  5. When IRS guidance is updated mid-cycle (Notice / Rev. Proc.), we mark the affected page as "under review" within 5 business days.
Out of scope

What we do not do

  • Personalized tax advice. Talk to your CPA or CFP® before acting on an RMD.
  • State-level surtax calculations.
  • Sequencing strategy across years (we show the legal floor, not the optimum).
  • Sell investments or hold any client assets. We are a referral source for partner advisory firms only.
FTC compliance

Funding & affiliate disclosure

RMDAcrosswill be funded by referral fees from one financial-services partner (pending approval of the partner application) and standard display advertising. When a partner link is present, the page carries a "Sponsored" chip and discloses the relationship in the trust block under the calculator. Editorial review is independent of any commercial relationship; the partner does not see content prior to publication and does not influence which sources we cite.

Reviewed byReviewer pending — CFP®/CPA recruitment in progress. IDEA-BRIEF activation gate: no apex-domain launch until a credentialed reviewer with verifiable CFP Board ID or CPA license has signed off on every page.
Informational, not tax advice. Required Minimum Distribution rules involve facts unique to your accounts; consult a CFP® or CPA before acting. RMDAcross may earn a referral fee from sponsors linked on this page — this does not affect our analysis. How we research →
Last verified: May 6, 2026 · Pub 590-B post-2022 (TD 9930) divisors.